Powerful FHA Interest Rate Calculations

This calculator allows you to run FHA vs. Conventional comparisons over a set period of time.  This accounts for the different up-front expenses in various different types of loans.

As always, private mortgage insurance varies from lender to lender and their choice of mortgage insurer.  These values are illustrative.  For an accurate comparison, consult your loan officer or get a quick quote from any of our advertisers.

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Common Comparisons

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Comparison Term (Years):
Property Value:
FICO:
Scenario Name
Loan Type:
Loan Term (Years):
Loan Amount:
Interest Rate:
UFMIP:
MI Factor:
Closing Costs ($):
Closing Costs (%):

Monthly

Loan & Payment Summary
P&I Payment
Mortgage Insurance
Monthly Payment
Monthly Savings

Full Analysis through 10 Years

Real Cost Analysis
Total Loan Amount
Total Payments
Principal Payments
Remaining Balance
Interest & MI Payments
Total Cost
Total Savings

Graphs

 
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Total Savings Total Payments
Total Cost Principal Payments
Interest & MI Payments Remaining Balance

Tables