Currently viewing the category: "FHA vs Conventional"

FHA vs Conventional – Up-front Costs

On November 28, 2009 By

Both the 30 Year Fixed Conventional and FHA loan rates dropped even lower this week.  These rates are now pressing against some of the best rates of all time, set almost exactly one year ago.

FHA vs. Conventional

We’re going to look at another comparison.  We’ll focus on a 700 FICO score, 5% down payment, [...]

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FHA vs. Conventional 700 & 680 FICO

On November 17, 2009 By

The FHA Loan Rates continue to trade within just a narrow margin relative to conforming.  With credit scores driving the conventional mortgage rate and the associated PMI, here’s a comparison of how the FHA vs. Conventional dynamic changes based on credit score.

Today’s example uses a $300,000 home at 5% down.  The FHA mortgage rate [...]

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FHA vs Conventional Revisited

On November 2, 2009 By

This was a bummer. It was way back in August that I posted the last FHA vs Conventional comparison for a buyer with 5% down and a good, but not perfect, FICO score at 700.

I sat down yesterday to run the numbers again. It was November 1. The last post was August [...]

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